Losing a parent or loved one is hard enough. Then comes the house. Maybe it’s the home you grew up in, full of memories and decades of belongings. Maybe you live out of state and don’t know where to start. Either way, many families in Galt and the surrounding area find themselves asking the same question: what do we do with the house now?

At Parker Realty, we’ve helped families through trust and probate sales across Galt, Lodi, Elk Grove, Wilton, Herald, and Acampo for more than three decades. Here’s a plain-language guide to what to expect.

Is the Home in a Trust or Going Through Probate?

This is the first question to answer, because it shapes everything that follows.

If the home is in a living trust, it usually does not need to go through probate court. The person named as successor trustee takes over and can generally sell the home without court approval. Trust sales tend to move faster and feel much like a regular home sale.

If there’s only a will, or no estate plan at all, the home will likely need to go through probate. Probate is the court-supervised process of settling an estate. A personal representative (called an executor if named in a will, or an administrator if appointed by the court) handles the estate, including any home sale.

Not sure which applies? Look for trust documents in the deceased person’s records, or check how title to the home is held. An estate attorney can confirm quickly.

How Long Does Probate Take in California?

Probate in California often takes many months, and it commonly runs a year or longer, depending on the court’s schedule, the complexity of the estate, and whether anyone disputes the will. A trust administration is usually quicker.

California also offers simplified options for some smaller estates. In 2025, the state raised the limits for these simplified procedures, including a separate option for a primary residence. Whether a home qualifies depends on its value and the rest of the estate, so it’s worth asking an estate attorney early. It could save your family significant time and cost.

Can You Sell a House During Probate?

Yes. Probate homes are sold regularly in Sacramento and San Joaquin Counties. How the sale works depends on the authority the court gives the personal representative.

Full authority: The representative can often sell without a court hearing, after giving heirs advance notice of the proposed sale. If no one objects, the sale moves forward much like a traditional sale.
Limited authority: The sale must be confirmed by the court at a hearing. Other buyers can show up and outbid the accepted offer, which adds time and some uncertainty.

Probate homes are frequently sold as-is, and buyers should expect a longer timeline than a typical escrow. An agent who has handled probate sales knows how to set expectations on both sides.

Should You Keep, Rent, or Sell the Inherited Home?

There’s no single right answer. Families usually weigh a few things:

Property taxes: Under Proposition 19, an inherited home generally keeps the parent’s lower tax base only if a child or eligible grandchild moves in as their primary residence within a year, and even then, limits apply. If no one plans to live there, the property is likely to be reassessed at current market value, which can mean a much higher tax bill.
Taxes on a sale: Inherited property often receives a “step-up” in tax basis to its value at the date of death. That can reduce or even eliminate capital gains tax if you sell soon after. A tax professional can tell you how this applies to your situation.
Multiple heirs: When siblings inherit together, selling and dividing the proceeds is often the simplest way to treat everyone fairly. One heir can also buy out the others.
Ongoing costs: An empty house still needs insurance, utilities, upkeep, and someone checking on it. Vacant homes can also be harder to insure.

Preparing an Inherited Home for Sale

Many inherited homes have been lived in for decades and need some attention. You don’t have to do it all at once, and you don’t always need to renovate. Common first steps include:

Secure the property. Change the locks, keep insurance active, and make sure the utilities stay on.
Sort personal belongings. Give family time to take what matters to them before an estate sale or cleanout.
Get a clear picture of condition. A pre-listing inspection can help you decide what’s worth fixing and what to sell as-is.
Understand the home’s value. A current market analysis helps the estate set a fair price and is useful for the trust or probate paperwork as well.

Questions to Ask Before You List

Is the home held in a trust, or will it go through probate?
Who has legal authority to sign the listing and sale documents?
Do all heirs agree on selling, and on the timing?
Are there any loans, liens, or reverse mortgages on the property?
Does anyone in the family want to keep the home or buy out the others?

You Don’t Have to Figure This Out Alone

Selling an inherited home is part paperwork, part real estate, and a lot of emotion. The right team makes it smoother. We regularly work alongside estate attorneys, trustees, and families, and we can help with everything from pricing and repairs to coordinating cleanouts when heirs live far away.

If you’ve inherited a home in Galt or anywhere in Sacramento or San Joaquin County, call Parker Realty at (209) 745-1568 or email [email protected]. We’ll walk you through your options with patience and care.

This article is for general information only and is not legal or tax advice. Every estate is different, so please consult an estate attorney and tax professional about your specific situation.

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Inherited a Home in Galt, CA? What to Know About Selling a House in a Trust or Probate